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How it works
Simple steps. Real results.
From adding your first card to seeing the value applied.
The whole process takes less than 5 minutes.
01
Add your cards
Tell us the brand and balance. Add as many cards as you want. More cards = more savings.
02
Get your offer
See your how much your balance can shrink instantly.
03
Accept your offer
Your unused gift card balance reduces your outstanding account balance.
04
Verify your identity
A quick check to keep everyone protected. Takes less than a minute.
cirqul + CardCash
Turn unused gift cards into real savings
Millions of Americans are carrying debt and unused gift cards at the same time. Cirqul and CardCash came together to change that.
Got gift cards sitting around? Put them to work today.
No pressure, no complexity. Just a smarter, and gentler path to feeling lighter.
faq
Have questions?
Want to know more?
CARA is here 24/7 — answering questions, explaining options, and supporting you whenever you need it. No hold times. No judgment. No pressure.
Ask CARA
Can I really reduce my balance with a gift card?
Yes. It's one of the easier ways to make progress you didn't see coming.
What types of gift cards can I sell?
How long before my account reflects the balance reduction?
How do I get more from my gift cards?
How is this possible?